Sinjo Thomas

LOAN OFFICER

NMLS #2680792  |  C2 NMLS #135622

Licensed in Texas  |  Additional states in progress

PURCHASE · REFINANCE · INVESTMENT

Licensed States

TexasEntire state · NMLS #2680792

Additional states are in progress. This page is the current list — verify any time at nmlsconsumeraccess.org using NMLS #2680792.

Loan Programs

PurchaseConventional, fixed and adjustable rate
RefinanceRate and term, cash out
GovernmentFHA, VA and USDA
JumboFor higher loan amounts
Self-employedBank statement and alt documentation
InvestmentRental property and DSCR
ReverseBorrowers aged 62 and over
CommercialC2 commercial division
IMPORTANT DISCLOSURES

Credit authorization and your Social Security number are collected securely inside the application, never by text or email.

Loan approval is not guaranteed and is subject to lender review of information. All approvals are conditional and all conditions must be met by the borrower. A loan is only approved when the lender has issued approval in writing. This is not a commitment to lend.

As a mortgage broker, C2 Financial Corporation is not individually approved by the FHA or HUD, but is allowed to originate FHA loans based on its relationships with FHA approved lenders.

C2 Financial Corporation is not affiliated with or endorsed by the VA, FHA, HUD, USDA or any government agency. Program availability varies and not all borrowers will qualify.

C2 Financial Corporation is an Equal Opportunity Mortgage Broker and Lender. Texas SML Mortgage Company License, NMLS #135622.

TEXAS COMPLAINT AND RECOVERY FUND NOTICE

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.